Author: Carl Setzer

Earlier today I read this piece from my friends at Geekwire: “Music service Rhapsody posts record $35M net loss even as revenues climb to $202M“. I’m not simply concerned about a long-standing Seattle tech company struggling, but also that entities like Spotify are also bleeding cash to keep their market share. The losses are not sustainable long-term. I’m really not a streaming-music industry analyst, so I can’t really speak to the timeline of the issue, and that’s really not my point or concern.

I’m wondering about the sustainability of the music business. Not simply Spotify, et al; actually, even more my focus is on musicians. I’ve heard from many sources (most notably Taylor Swift) about how Spotify is not providing a livable income. Now, if Apple, Google, etc, can pay more than Spotify or Rhapsody, that’s a particular issue. However, I think this is larger. It’s ultimately about the consumers, about me and you as music lovers. Perhaps $10/mo is not enough to for artists to make music and eat. And if that’s the case, maybe we need to think about more $$$.

There are many tools that individual artists are leveraging well. Kickstarter and Patreon come to mind first. There are several tools, though, that help. Many artists I admire, such as Amanda Palmer and Zoe Keating leverage these tools to good effect. However, they spend a lot of time managing their audience. It seems, for them, that they get a lot of positive energy from us. Which will certainly make it more pleasant. Of course, emails, blog posts, Instagram updates and all that take away from producing their art. Or, maybe, that’s part of their art.

Anyway, there’s much to consider with this. So, as a mediation, I’ll leave you with Zoe Keating’s closing at the 2016 Word Economic Forum meeting in Davos. She’s carved an amazing niche for herself. As a fan myself, and love interacting with her other fans.

Yesterday was an interesting one. While sitting in a clock hour class up above downtown Everett, our region’s windstorm made it’s presence well known. Quite the bluster! Even in the 6th floor of a modern high-rise, we could hear the wind. My friends and family came through reasonably unscathed, most injurious were power losses and fence destruction.

With the storm, traffic was significantly eventful and my poor instructor quite late. I took the opportunity to chat with many of the good folks at Everett’s First American Title office. Such great people! A few folks I’ve known for years, but have never met. Such is the nature of modern business!

Our class covered the Escrow Process, where we focused on several key changes and issues facing this sector. One of the biggest: cyber-fraud.

I’ve been hearing an amazing number of cases of spoofed, or near-spoofed email addresses where funds are redirected. With this, we covered ways in which our business is responding to better protect your information.

Also, we looked at the way the CFPB’s new disclosure rules are getting implemented. The mortgage industry has taken this very, very seriously and implemented (for the most part) solid processes to keep closing timelines solid. Each lender has their own process, which is complicating things. And we’re having issues with certain folks not respecting the amount of time it takes the other players to act (“yeah, it closes tomorrow, here’s our stuff at 6pm. Too bad you don’t have time to get all your work accomplished. It’s your fault, of course”).

Anyway, always trying to learn more. Real Estate is vibrant and ever changing business. It is one of the things that delights me about it.

Walking this evening, I was looking at these houses in Lynnwood. These houses from the 50s and 60s garages have itty bitty garages. Today’s cars don’t fit. And I remember those 50s, 60s, 70s vintage cars. They were a tad bit bigger than cars today. Clearly, garages were for storage, not auto storage.

Anyway, I’ve been around these houses most of my life. I’m rather fond of them, quirks and all. Actually, the quirks add delight, to me, at least.

Murder in Paris, rage boils over on the internet. I sit next to a Muslim friend while the vilest invective floats through my phone, rationalizing his death. The perpetuation of this murderous cycle. The cries against Muslims vary only slightly from the cries for the blood of the westerners. Their hearts are the same. Their heartbeats pulse from the same rage.

“Love your enemies as yourself”, and many other such words of Jesus, ignored by his followers. Rage so dominant a drive, we lose track of compassion and dignity. 

Over the course of the evening, I couldn’t stop watching or reading. I ran head long down the most horrible of rabbit-holes. Laden with brutality, with disrespect, frothing with corrosive invective. Chasing down other topics, equally ugly, our inability to dialog with other views. Both sides, neither able to express themselves gracefully, and each descending fast into the realm of personal insult. There were voices of reason, generating hope for me, for humanity. 

However, this mad blast of rage gives me deep pause. I will not be part of this brutal back and forth, of name calling. Empty posturing. Pretty much nothing of substance. I think I shall post peace centric messages: Jesus, MLK, Rumi as a response. And work to add thoughtful, graceful dialog to this swamp of outrage. 

Just posted this on Medium: Upon The Horizon. Quite pleased with this one. Came to me during my walk this evening.

It was good to be able to walk today. Last week, I wrenched my right arm and back at the gym. Rather intense pain drove me home from work early on Wednesday, Thursday and Friday. Saturday was spent planted firmly upon the couch. Sunday was punctuated by vertigo, leading me to a walk-in clinic, several appointments early in the week, a sinus infection diagnosis, and a battery of medications.

Now I’m feeling more pain-free, and dizziness-free. Satisfying progress, though incomplete. Shortly, I’ll be consuming my next blast of pain meds and drift off to sleep. Looking forward to the next day, this Friday approaching.

I fenced while I lived in Astoria, eventually getting to work with saber. An amazing and wonderful weapon. Watching these two spar is a delight.